FISI Q4 2019 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$608M

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$52M+3.4% YoY

Gross Profit

$40M77.6% margin

Operating Income

$13M25.8% margin

Net Income

$13M25.2% margin

EPS (Diluted)

$0.79

QoQ Revenue Growth

-5.0%

Cash Flow

Operating Cash Flow

$17M

Free Cash Flow

$15M

Stock-Based Comp.

$378,000

Balance Sheet

Total Assets

$4.4B

Total Liabilities

$3.9B

Stockholders' Equity

$439M

Cash & Equivalents

$113M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$52M	$50M	+3.4%
Gross Profit	$40M	$37M	+8.1%
Operating Income	$13M	$10M	+38.5%
Net Income	$13M	$7M	+75.0%