FISI Q3 2019 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$608M

Q3 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$55M+12.5% YoY

Gross Profit

$43M78.4% margin

Operating Income

$17M31.3% margin

Net Income

$13M23.5% margin

EPS (Diluted)

$0.78

QoQ Revenue Growth

+5.7%

Cash Flow

Operating Cash Flow

$12M

Free Cash Flow

$11M

Stock-Based Comp.

$393,000

Balance Sheet

Total Assets

$4.3B

Total Liabilities

$3.9B

Stockholders' Equity

$433M

Cash & Equivalents

$137M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$55M	$49M	+12.5%
Gross Profit	$43M	$38M	+11.9%
Operating Income	$17M	$13M	+30.3%
Net Income	$13M	$11M	+21.3%