FISI Q4 2018 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$608M

Q4 2018 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$50M+15.0% YoY

Gross Profit

$37M74.2% margin

Operating Income

$10M19.3% margin

Net Income

$7M14.9% margin

EPS (Diluted)

$0.45

QoQ Revenue Growth

+3.5%

Cash Flow

Operating Cash Flow

$14M

Free Cash Flow

$13M

Stock-Based Comp.

$204,000

Balance Sheet

Total Assets

$4.3B

Total Liabilities

$3.9B

Stockholders' Equity

$396M

Cash & Equivalents

$103M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$50M	$44M	+15.0%
Gross Profit	$37M	$35M	+7.3%
Operating Income	$10M	$12M	-16.7%
Net Income	$7M	$11M	-32.3%