FISI Q3 2018 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$608M

Q3 2018 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$49M+15.8% YoY

Gross Profit

$38M78.9% margin

Operating Income

$13M27.0% margin

Net Income

$11M21.8% margin

EPS (Diluted)

$0.64

QoQ Revenue Growth

+7.3%

Cash Flow

Operating Cash Flow

$21M

Free Cash Flow

$20M

Stock-Based Comp.

$338,000

Balance Sheet

Total Assets

$4.3B

Total Liabilities

$3.9B

Stockholders' Equity

$392M

Cash & Equivalents

$117M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$49M	$42M	+15.8%
Gross Profit	$38M	$34M	+12.0%
Operating Income	$13M	$12M	+11.9%
Net Income	$11M	$8M	+27.8%