FISI Q2 2020 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$608M

Q2 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$50M-3.9% YoY

Gross Profit

$40M81.2% margin

Operating Income

$14M27.3% margin

Net Income

$11M22.4% margin

EPS (Diluted)

$0.67

QoQ Revenue Growth

-3.2%

Cash Flow

Operating Cash Flow

$6M

Free Cash Flow

$5M

Stock-Based Comp.

$369,000

Balance Sheet

Total Assets

$4.7B

Total Liabilities

$4.2B

Stockholders' Equity

$448M

Cash & Equivalents

$120M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$50M	$52M	-3.9%
Gross Profit	$40M	$39M	+3.0%
Operating Income	$14M	$14M	-5.3%
Net Income	$11M	$11M	-2.4%