FISI Q1 2020 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$608M

Q1 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$51M+1.9% YoY

Gross Profit

$29M56.3% margin

Operating Income

$1M2.8% margin

Net Income

$1M2.2% margin

EPS (Diluted)

$0.05

QoQ Revenue Growth

-1.2%

Cash Flow

Operating Cash Flow

$4M

Free Cash Flow

$3M

Stock-Based Comp.

$332,000

Balance Sheet

Total Assets

$4.5B

Total Liabilities

$4.0B

Stockholders' Equity

$439M

Cash & Equivalents

$152M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$51M	$50M	+1.9%
Gross Profit	$29M	$39M	-26.8%
Operating Income	$1M	$15M	-90.0%
Net Income	$1M	$12M	-90.2%