FICOFair Isaac Corporation

$28B

Q3 2020 Earnings

Technology Software - Application

Income Statement

Revenue

$314M-0.2% YoY

Gross Profit

$225M71.8% margin

Operating Income

$83M26.4% margin

Net Income

$64M20.4% margin

EPS (Diluted)

$2.15

QoQ Revenue Growth

+1.9%

Cash Flow

Operating Cash Flow

$107M

Free Cash Flow

$99M

Stock-Based Comp.

$22M

Balance Sheet

Total Assets

$1.6B

Total Liabilities

$1.3B

Stockholders' Equity

$247M

Cash & Equivalents

$126M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$314M	$314M	-0.2%
Gross Profit	$225M	$227M	-0.8%
Operating Income	$83M	$86M	-3.3%
Net Income	$64M	$64M	-0.1%

Revenue Segments

Scores

$132M100%

Geographic Segments

North America

$230M73%

EMEA

$44M14%

Asia Pacific

$22M7%

Latin America

$17M5%

FICO Q3 2020 Earnings — Fair Isaac Corporation Revenue & Financial Results | Market Cap Arena