FICO (Fair Isaac Corporation) Stock Financials & Earnings | Market Cap Arena

FICO (Fair Isaac Corporation) Stock Financials & Earnings | Market Cap Arena

FICOFair Isaac Corporation

Mkt Cap$32B

Technology·Software - Application·🇺🇸 United States·NYSE

Revenue (TTM)$2.1B

Net Income (TTM)$658M

EPS (TTM)$27.02

Free Cash Flow (TTM)$735M

Gross Margin82.9%

Op. Margin47.5%

Net Margin31.9%

FCF Margin35.6%

P/S Ratio (TTM)15.6x

P/E Ratio (TTM)49.0x

YoY Rev Growth+16.2%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q2 23	$380M	$300M	$160M
Q3 23	$399M	$327M	$177M
Q4 23	$390M	$307M	$166M
Q1 24	$382M	$299M	$151M
Q2 24	$434M	$347M	$195M
Q3 24	$448M	$359M	$190M
Q4 24	$454M	$364M	$197M
Q1 25	$440M	$353M	$180M
Q2 25	$499M	$411M	$246M
Q3 25	$536M	$449M	$263M
Q4 25	$516M	$425M	$237M
Q1 26	$512M	$425M	$234M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q2 23	22.6x	84.0x
Q3 23	21.9x	76.9x
Q4 23	21.3x	75.0x
Q1 24	20.8x	71.1x
Q2 24	20.1x	67.0x
Q3 24	19.5x	67.3x
Q4 24	18.8x	62.8x
Q1 25	18.1x	59.2x
Q2 25	17.5x	55.8x
Q3 25	16.7x	50.9x
Q4 25	16.2x	49.4x
Q1 26	15.6x	49.0x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q2 23	$90M	$88M
Q3 23	$123M	$122M
Q4 23	$164M	$163M
Q1 24	$122M	$121M
Q2 24	$71M	$62M
Q3 24	$213M	$206M
Q4 24	$226M	$219M
Q1 25	$194M	$187M
Q2 25	$75M	$65M
Q3 25	$286M	$276M
Q4 25	$224M	$219M
Q1 26	$174M	$174M

Capital Expenditures

CapEx

Quarter	CapEx
Q2 23	$2M
Q3 23	$792K
Q4 23	$1M
Q1 24	$1M
Q2 24	$9M
Q3 24	$8M
Q4 24	$7M
Q1 25	$7M
Q2 25	$9M
Q3 25	$10M
Q4 25	$4M
Q1 26	$226K

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q2 23	+6.5%	+7.5%
Q3 23	+14.2%	+6.4%
Q4 23	+11.8%	+4.4%
Q1 24	+10.8%	+12.8%
Q2 24	+14.1%	+8.4%
Q3 24	+12.3%	+16.2%
Q4 24	+16.4%	+14.6%
Q1 25	+15.2%	+12.9%
Q2 25	+15.0%	+5.9%
Q3 25	+19.8%	+6.3%
Q4 25	+13.6%	+8.6%
Q1 26	+16.4%	+6.7%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q2 23	$27M	7.1%
Q3 23	$33M	8.3%
Q4 23	$34M	8.7%
Q1 24	$32M	8.3%
Q2 24	$35M	8.2%
Q3 24	$42M	9.5%
Q4 24	$40M	8.8%
Q1 25	$41M	9.2%
Q2 25	$42M	8.4%
Q3 25	$42M	7.8%
Q4 25	$32M	6.3%
Q1 26	$44M	8.6%

OpEx Breakdown

Quarter	R&D	SG&A
Q2 23	$40M	$100M
Q3 23	$41M	$108M
Q4 23	$42M	$99M
Q1 24	$43M	$104M
Q2 24	$41M	$111M
Q3 24	$44M	$125M
Q4 24	$44M	$123M
Q1 25	$45M	$128M
Q2 25	$45M	$120M
Q3 25	$47M	$139M
Q4 25	$51M	$126M
Q1 26	$50M	$141M

Rule of 40

Rule of 40

Quarter	Rev Growth %	EBITDA Margin %	Rule of 40
Q2 23	6.5%	43.5%	49.9
Q3 23	14.2%	46.6%	60.8
Q4 23	11.8%	43.0%	54.8
Q1 24	10.8%	41.2%	52.0
Q2 24	14.1%	46.6%	60.7
Q3 24	12.3%	44.2%	56.5
Q4 24	16.4%	44.9%	61.3
Q1 25	15.2%	41.6%	56.8
Q2 25	15.0%	49.7%	64.7
Q3 25	19.8%	51.1%	70.8
Q4 25	13.6%	47.8%	61.4
Q1 26	16.4%	46.5%	62.8

Revenue Segments

Quarter	Scores	Software	Applications
Q2 23	$199M	$182M	—
Q3 23	$202M	$197M	—
Q4 23	$196M	$194M	—
Q1 24	$192M	$190M	—
Q2 24	$237M	$197M	—
Q3 24	$241M	$206M	—
Q4 24	$249M	$205M	—
Q1 25	$236M	$204M	—
Q2 25	$297M	$202M	—
Q3 25	$324M	$212M	—
Q4 25	$312M	—	$204M
Q1 26	$305M	—	$207M

Revenue by Geography

Quarter	Americas	Asia Pacific	Emea
Q2 23	$318M	$21M	$41M
Q3 23	$345M	$21M	$33M
Q4 23	$332M	$23M	$35M
Q1 24	$319M	$27M	$36M
Q2 24	$364M	$28M	$42M
Q3 24	$381M	$20M	$46M
Q4 24	$386M	$23M	$45M
Q1 25	$380M	$24M	$36M
Q2 25	$429M	$26M	$43M
Q3 25	$470M	$25M	$41M
Q4 25	$453M	$24M	$39M

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 23	$138M	$0	$138M
Q3 23	$163M	$0	$163M
Q4 23	$137M	$0	$137M
Q1 24	$160M	$0	$160M
Q2 24	$136M	$0	$136M
Q3 24	$156M	$0	$156M
Q4 24	$151M	$0	$151M
Q1 25	$184M	$0	$184M
Q2 25	$147M	$0	$147M
Q3 25	$189M	$0	$189M
Q4 25	$134M	$0	$134M
Q1 26	$162M	$0	$162M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q2 23	25M	-0.1%
Q3 23	25M	-0.3%
Q4 23	25M	-0.3%
Q1 24	25M	-0.2%
Q2 24	25M	-0.3%
Q3 24	25M	-0.6%
Q4 24	25M	+0.3%
Q1 25	25M	-1.0%
Q2 25	25M	-0.6%
Q3 25	25M	-0.4%
Q4 25	24M	-1.7%
Q1 26	24M	-0.8%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$298K	3K
FY 15	$299K	3K
FY 16	$285K	3K
FY 17	$283K	3K
FY 18	$281K	4K
FY 19	$289K	4K
FY 20	$323K	4K
FY 21	$360K	4K
FY 22	$405K	3K
FY 23	$438K	3K
FY 24	$479K	4K
FY 25	$522K	4K