FGBIFirst Guaranty Bancshares, Inc.

$132M

Q3 2017 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$20M+15.3% YoY

Gross Profit

$15M74.3% margin

Operating Income

$5M23.9% margin

Net Income

$3M15.7% margin

EPS (Diluted)

$0.29

QoQ Revenue Growth

+9.4%

Cash Flow

Operating Cash Flow

$5M

Free Cash Flow

$4M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.7B

Total Liabilities

$1.5B

Stockholders' Equity

$143M

Cash & Equivalents

$23M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$20M	$17M	+15.3%
Gross Profit	$15M	$13M	+10.1%
Operating Income	$5M	$5M	-9.3%
Net Income	$3M	$3M	-9.4%

FGBI Q3 2017 Earnings — First Guaranty Bancshares, Inc. Revenue & Financial Results | Market Cap Arena