FGBIFirst Guaranty Bancshares, Inc.

$134M

FY 2017 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$75M+11.6% YoY

Gross Profit

$57M75.6% margin

Operating Income

$19M25.6% margin

Net Income

$12M15.7% margin

EPS (Diluted)

$1.13

Cash Flow

Operating Cash Flow

$12M

Free Cash Flow

$5M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.8B

Total Liabilities

$1.6B

Stockholders' Equity

$144M

Cash & Equivalents

$37M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$75M	$67M	+11.6%
Gross Profit	$57M	$53M	+6.4%
Operating Income	$19M	$21M	-9.9%
Net Income	$12M	$14M	-16.6%

FGBI FY 2017 Earnings — First Guaranty Bancshares, Inc. Revenue & Financial Results | Market Cap Arena