ENVA FY 2011 Earnings Report — Enova International, Inc. Revenue & Financial Results | Market Cap Arena

Enova International, Inc.ENVA

FY 2011 Earnings

Reported December 30, 2011

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2011	Prior Q	FY 2010	QoQ Change	YoY Change
Revenue	$480M	—	$378M	—	26.9%
Op. Income	$76M	—	$39M	—	95.6%
Gross Margin	54.4%	—	52.3%	—	2.1pp
Net Margin	7.7%	—	6.6%	—	1.2pp
EPS (Diluted)	$1.12	—	$0.75	—	49.3%
Free Cash Flow	$243M	—	$206M	—	18.0%

Revenue Flow

Item	Amount
REVENUE	$480M
Cost of Revenue	$219M
GROSS PROFIT	$261M
R&D Expenses	$0
Selling & Marketing	$73M
General & Administrative	$65M
SG&A Expenses	$139M
Other Expenses	$46M
Operating Expenses	$185M
Cost & Expenses	$404M
OPERATING INCOME	$76M
Interest Income	$480M
Interest Expense	$219M
Other Income/Expenses	-$18M
INCOME BEFORE TAX	$58M
Income Tax Expense	$21M
Net Income from Continuing Ops	$37M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$37M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$37M
D&A	$11M
EBIT	$59M
EBITDA	$70M
EPS	$1
EPS Diluted	$1

Income Statement

Item	Amount
REVENUE	$480M
Cost of Revenue	$219M
GROSS PROFIT	$261M
R&D Expenses	$0
Selling & Marketing	$73M
General & Administrative	$65M
SG&A Expenses	$139M
Other Expenses	$46M
Operating Expenses	$185M
Cost & Expenses	$404M
OPERATING INCOME	$76M
Interest Income	$480M
Interest Expense	$219M
Other Income/Expenses	-$18M
INCOME BEFORE TAX	$58M
Income Tax Expense	$21M
Net Income from Continuing Ops	$37M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$37M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$37M
D&A	$11M
EBIT	$59M
EBITDA	$70M
EPS	$1
EPS Diluted	$1

Cash Flow Statement

Item	Amount
Net Income	$37M
Depreciation & Amortization	$11M
Stock-Based Compensation	$176.0K
Deferred Income Tax	$2M
Other Non-Cash Items	$219M
Change in Working Capital	-$12M
OPERATING CASH FLOW	$258M
Capital Expenditure	-$15M
Acquisitions (Net)	$0
Purchases of Investments	$0
Sales/Maturities of Investments	$0
Other Investing Activities	-$266M
NET CASH FROM INVESTING	-$281M
Net Debt Issuance	$43M
Common Stock Repurchased	$0
Common Dividends Paid	$0
Other Financing Activities	$425.0K
NET CASH FROM FINANCING	$43M
FREE CASH FLOW	$243M
Net Change in Cash	$19M

Balance Sheet

Item	Amount
Cash & Equivalents	$38M
Short-Term Investments	$0
Net Receivables	$0
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$46M
PP&E (Net)	$37M
Goodwill	$256M
Intangible Assets	$228.0K
Long-Term Investments	$164M
Tax Assets	$24M
Other Non-Current Assets	$8M
TOTAL NON-CURRENT ASSETS	$489M
TOTAL ASSETS	$534M
Account Payables	$14M
Short-Term Debt	$0
Deferred Revenue	$0
Other Current Liabilities	$0
TOTAL CURRENT LIABILITIES	$48M
Long-Term Debt	$411M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$34M
Other Non-Current Liabilities	$477.0K
TOTAL NON-CURRENT LIABILITIES	$445M
TOTAL LIABILITIES	$493M
Common Stock	$0
Additional Paid-In Capital	$677.0K
Retained Earnings	$42M
Treasury Stock	$0
Accum. Other Comp. Income	-$753.0K
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$42M
Minority Interest	$0
TOTAL EQUITY	$42M
TOTAL LIABILITIES & EQUITY	$534M
Total Debt	$411M
Net Debt	$373M