EGBN FY 2017 Earnings Report — Eagle Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

Eagle Bancorp, Inc.EGBN

FY 2017 Earnings

Reported March 1, 2018

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2017	Prior Q	FY 2016	QoQ Change	YoY Change
Revenue	$353M	—	$313M	—	12.9%
Op. Income	$186M	—	$159M	—	16.7%
Gross Margin	86.1%	—	87.6%	—	-1.5pp
Net Margin	28.4%	—	31.2%	—	-2.8pp
EPS (Diluted)	$2.92	—	$2.86	—	2.1%
Free Cash Flow	$155M	—	$109M	—	41.8%

Revenue Flow

Item	Amount
REVENUE	$353M
Cost of Revenue	$49M
GROSS PROFIT	$304M
R&D Expenses	$0
Selling & Marketing	$4M
General & Administrative	$70M
SG&A Expenses	$74M
Other Expenses	$45M
Operating Expenses	$119M
Cost & Expenses	$168M
OPERATING INCOME	$186M
Interest Income	$324M
Interest Expense	$40M
Other Income/Expenses	$0
INCOME BEFORE TAX	$186M
Income Tax Expense	$86M
Net Income from Continuing Ops	$100M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$100M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$100M
D&A	$7M
EBIT	$186M
EBITDA	$193M
EPS	$3
EPS Diluted	$3

Income Statement

Item	Amount
REVENUE	$353M
Cost of Revenue	$49M
GROSS PROFIT	$304M
R&D Expenses	$0
Selling & Marketing	$4M
General & Administrative	$70M
SG&A Expenses	$74M
Other Expenses	$45M
Operating Expenses	$119M
Cost & Expenses	$168M
OPERATING INCOME	$186M
Interest Income	$324M
Interest Expense	$40M
Other Income/Expenses	$0
INCOME BEFORE TAX	$186M
Income Tax Expense	$86M
Net Income from Continuing Ops	$100M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$100M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$100M
D&A	$7M
EBIT	$186M
EBITDA	$193M
EPS	$3
EPS Diluted	$3

Cash Flow Statement

Item	Amount
Net Income	$100M
Depreciation & Amortization	$7M
Stock-Based Compensation	$6M
Deferred Income Tax	$19M
Other Non-Cash Items	$40M
Change in Working Capital	-$10M
OPERATING CASH FLOW	$161M
Capital Expenditure	-$6M
Acquisitions (Net)	$0
Purchases of Investments	-$203M
Sales/Maturities of Investments	$149M
Other Investing Activities	-$751M
NET CASH FROM INVESTING	-$810M
Net Debt Issuance	$325M
Common Stock Repurchased	$0
Common Dividends Paid	$0
Other Financing Activities	$147M
NET CASH FROM FINANCING	$472M
FREE CASH FLOW	$155M
Net Change in Cash	-$178M

Balance Sheet

Item	Amount
Cash & Equivalents	$175M
Short-Term Investments	$589M
Net Receivables	$0
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$764M
PP&E (Net)	$21M
Goodwill	$104M
Intangible Assets	$3M
Long-Term Investments	$6.4B
Tax Assets	$29M
Other Non-Current Assets	$186M
TOTAL NON-CURRENT ASSETS	$6.7B
TOTAL ASSETS	$7.5B
Account Payables	$0
Short-Term Debt	$402M
Deferred Revenue	$0
Other Current Liabilities	$5.9B
TOTAL CURRENT LIABILITIES	$6.3B
Long-Term Debt	$217M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$1M
Other Non-Current Liabilities	$56M
TOTAL NON-CURRENT LIABILITIES	$273M
TOTAL LIABILITIES	$6.5B
Common Stock	$340.0K
Additional Paid-In Capital	$520M
Retained Earnings	$432M
Treasury Stock	$0
Accum. Other Comp. Income	-$2M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$950M
Minority Interest	$0
TOTAL EQUITY	$950M
TOTAL LIABILITIES & EQUITY	$7.5B
Total Debt	$618M
Net Debt	$444M