EGBN

MKT CAP:$799M

Eagle Bancorp, Inc.

Market Cap

$799M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$26.15+$5.30 (+25.42%)

Apr 23, 2026

Company Details

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The company also offers various commercial and consumer lending products comprisin...

CEO

Susan G. Riel

IPO Date

Jul 14, 1999

Website

www.eaglebankcorp.com

Key Metrics TTM

Revenue

$617M

-12.7% YoY

Net Income

-$121M

EPS (Diluted)

-$3.98

Free Cash Flow

$39M

Revenue / Share

$20.21

Gross Margin

0.7%

Operating Margin

-28.4%

Net Margin

-19.6%

FCF Margin

6.4%

P/S

1.3x

P/E

—

Earnings Reports

Q1 2026

Apr 22, 2026

NEW

$145M-10.8%EPS $0.48

FY 2025

Mar 9, 2026

$634M-10.4%EPS -$4.21

Q3 2025

Nov 7, 2025

$153M-15.6%EPS -$2.22

Q2 2025

Aug 7, 2025

$158M-9.7%EPS -$2.30

Q1 2025

May 8, 2025

$162M-9.4%EPS $0.06

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q1 22	$96M	$91M	$60M
Q2 22	$101M	$87M	$28M
Q3 22	$117M	$85M	$49M
Q4 22	$134M	$91M	$52M
Q1 23	$144M	$72M	$31M
Q2 23	$165M	$75M	$37M
Q3 23	$167M	$72M	$35M
Q4 23	$170M	$62M	$25M
Q1 24	$179M	$43M	$3M
Q2 24	$175M	$67M	-$79M
Q3 24	$181M	$70M	$27M
Q4 24	$172M	$64M	$20M
Q1 25	$162M	$48M	$2M
Q2 25	$158M	-$66M	-$109M
Q3 25	$153M	-$43M	-$84M
Q1 26	$145M	$65M	$16M

Valuation

Quarter	P/S	P/E
Q1 22	4.7x	10.4x
Q2 22	3.9x	10.4x
Q3 22	3.4x	10.1x
Q4 22	3.1x	9.8x
Q1 23	2.0x	8.5x
Q2 23	1.2x	5.0x
Q3 23	1.0x	5.2x
Q4 23	1.4x	8.8x
Q1 24	1.0x	9.0x
Q2 24	0.8x	—
Q3 24	1.0x	—
Q4 24	1.1x	—
Q1 25	0.9x	—
Q2 25	0.9x	—
Q3 25	1.0x	—
Q1 26	1.2x	—

Operating Cash Flow

Quarter	Operating CF	Free CF
Q4 21	$15M	$14M
Q1 22	$61M	$61M
Q2 22	$63M	$63M
Q3 22	$15M	$15M
Q4 22	$55M	$55M
Q1 23	$61M	$60M
Q2 23	$31M	$31M
Q3 23	$47M	$47M
Q4 23	$57M	$57M
Q1 24	$3M	$3M
Q2 24	$55M	$55M
Q3 24	$56M	$55M
Q4 24	$10M	$10M
Q1 25	$43M	$43M
Q2 25	-$29M	-$29M
Q3 25	$20M	$16M

Capital Expenditures

Quarter	CapEx
Q4 21	$313.0K
Q1 22	$269.0K
Q2 22	$412.0K
Q3 22	$837.0K
Q4 22	$595.0K
Q1 23	$313.0K
Q2 23	$92.0K
Q3 23	$77.0K
Q4 23	$228.0K
Q1 24	$71.0K
Q2 24	$41.0K
Q3 24	$153.0K
Q4 24	$143.0K
Q1 25	$138.0K
Q2 25	$726.0K
Q3 25	$4M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 22	-8.6%	-22.8%
Q2 22	-4.4%	+76.7%
Q3 22	+19.9%	+73.4%
Q4 22	+38.9%	+103.8%
Q1 23	+50.3%	+212.7%
Q2 23	+63.1%	+76.3%
Q3 23	+43.4%	+96.5%
Q4 23	+26.7%	+77.0%
Q1 24	+24.3%	+56.3%
Q2 24	+5.9%	+98.2%
Q3 24	+7.9%	+16.0%
Q4 24	+1.3%	+5.0%
Q1 25	-9.4%	-9.5%
Q2 25	-9.7%	+5.1%
Q3 25	-15.6%	+53.8%
Q1 26	-16.2%	-15.8%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q4 21	$2M	2.1%
Q1 22	$3M	3.1%
Q2 22	$2M	2.3%
Q3 22	$2M	1.9%
Q4 22	$2M	1.7%
Q1 23	$3M	2.0%
Q2 23	$3M	1.7%
Q3 23	$2M	1.2%
Q4 23	$2M	1.4%
Q1 24	$2M	1.3%
Q2 24	$3M	1.5%
Q3 24	$2M	1.1%
Q4 24	$3M	1.5%
Q1 25	$2M	0.9%
Q2 25	$2M	1.4%
Q3 25	$1M	0.9%

OpEx Breakdown

Quarter	G&A	S&M
Q1 22	$18M	$1M
Q2 22	$23M	$1M
Q3 22	$23M	$1M
Q4 22	$25M	$1M
Q1 23	$26M	$636.0K
Q2 23	$25M	$884.0K
Q3 23	$25M	$768.0K
Q4 23	$23M	$1M
Q1 24	$28M	$859.0K
Q2 24	$28M	$2M
Q3 24	$29M	$2M
Q4 24	$32M	$1M
Q1 25	$3M	$1M
Q2 25	$2M	$1M
Q3 25	$28M	$1M
Q1 26	$26M	—

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$382M	$1.8B	$2.1B
Q3 22	$74M	$1.6B	$1.7B
Q4 22	$278M	$1.6B	$1.9B
Q1 23	$169M	$1.6B	$1.8B
Q2 23	$184M	$1.5B	$1.7B
Q3 23	$244M	$1.5B	$1.7B
Q4 23	$719M	$1.5B	$2.2B
Q1 24	$707M	$1.4B	$2.2B
Q2 24	$537M	$1.4B	$2.0B
Q3 24	$601M	$1.4B	$2.0B
Q4 24	$631M	$866M	$1.5B
Q1 25	$674M	$1.2B	$1.9B
Q2 25	$253M	$1.2B	$1.4B
Q3 25	$849M	$774M	$1.6B
Q4 25	$12M	$977M	$988M
Q1 26	$13M	$0	$13M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q1 22	32M	+0.2%	+0.6%
Q2 22	32M	+0.1%	+0.4%
Q3 22	32M	+0.0%	+0.4%
Q4 22	32M	-0.8%	-0.4%
Q1 23	31M	-2.3%	-2.9%
Q2 23	31M	-2.2%	-5.1%
Q3 23	30M	-1.8%	-6.9%
Q4 23	30M	+0.1%	-6.1%
Q1 24	30M	+0.3%	-3.6%
Q2 24	30M	+0.4%	-1.0%
Q3 24	30M	+0.2%	+1.0%
Q4 24	30M	+0.3%	+1.2%
Q1 25	30M	+0.3%	+1.1%
Q2 25	30M	-0.1%	+0.6%
Q3 25	30M	-0.0%	+0.4%
Q1 26	31M	+0.6%	+0.7%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q1 22	$188.9K	507
Q2 22	$199.6K	507
Q3 22	$230.4K	507
Q4 22	$271.1K	496
Q1 23	$290.2K	496
Q2 23	$332.9K	496
Q3 23	$337.7K	496
Q4 23	$376.8K	452
Q1 24	$396.0K	452
Q2 24	$386.8K	452
Q3 24	$399.9K	452
Q4 24	$382.4K	451
Q1 25	$359.4K	451
Q2 25	$350.0K	451
Q3 25	$338.4K	451
Q1 26	$304.4K	475

Revenue / Employee