EGBN FY 2016 Earnings Report — Eagle Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

Eagle Bancorp, Inc.EGBN

FY 2016 Earnings

Reported March 1, 2017

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2016	Prior Q	FY 2015	QoQ Change	YoY Change
Revenue	$313M	—	$281M	—	11.4%
Op. Income	$159M	—	$135M	—	17.7%
Gross Margin	87.6%	—	87.9%	—	-0.4pp
Net Margin	31.2%	—	30.0%	—	1.2pp
EPS (Diluted)	$2.86	—	$2.50	—	14.4%
Free Cash Flow	$109M	—	$94M	—	16.5%

Revenue Flow

Item	Amount
REVENUE	$313M
Cost of Revenue	$39M
GROSS PROFIT	$274M
R&D Expenses	$0
Selling & Marketing	$3M
General & Administrative	$70M
SG&A Expenses	$73M
Other Expenses	$42M
Operating Expenses	$115M
Cost & Expenses	$154M
OPERATING INCOME	$159M
Interest Income	$286M
Interest Expense	$28M
Other Income/Expenses	$0
INCOME BEFORE TAX	$159M
Income Tax Expense	$61M
Net Income from Continuing Ops	$98M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$98M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$98M
D&A	$6M
EBIT	$159M
EBITDA	$165M
EPS	$3
EPS Diluted	$3

Income Statement

Item	Amount
REVENUE	$313M
Cost of Revenue	$39M
GROSS PROFIT	$274M
R&D Expenses	$0
Selling & Marketing	$3M
General & Administrative	$70M
SG&A Expenses	$73M
Other Expenses	$42M
Operating Expenses	$115M
Cost & Expenses	$154M
OPERATING INCOME	$159M
Interest Income	$286M
Interest Expense	$28M
Other Income/Expenses	$0
INCOME BEFORE TAX	$159M
Income Tax Expense	$61M
Net Income from Continuing Ops	$98M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$98M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$98M
D&A	$6M
EBIT	$159M
EBITDA	$165M
EPS	$3
EPS Diluted	$3

Cash Flow Statement

Item	Amount
Net Income	$98M
Depreciation & Amortization	$6M
Stock-Based Compensation	$7M
Deferred Income Tax	-$6M
Other Non-Cash Items	$10M
Change in Working Capital	$2M
OPERATING CASH FLOW	$117M
Capital Expenditure	-$7M
Acquisitions (Net)	$0
Purchases of Investments	-$237M
Sales/Maturities of Investments	$179M
Other Investing Activities	-$685M
NET CASH FROM INVESTING	-$751M
Net Debt Issuance	$148M
Common Stock Repurchased	$0
Common Dividends Paid	$0
Other Financing Activities	$556M
NET CASH FROM FINANCING	$704M
FREE CASH FLOW	$109M
Net Change in Cash	$70M

Balance Sheet

Item	Amount
Cash & Equivalents	$366M
Short-Term Investments	$538M
Net Receivables	$0
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$904M
PP&E (Net)	$21M
Goodwill	$104M
Intangible Assets	$3M
Long-Term Investments	$5.7B
Tax Assets	$48M
Other Non-Current Assets	$139M
TOTAL NON-CURRENT ASSETS	$6.0B
TOTAL ASSETS	$6.9B
Account Payables	$0
Short-Term Debt	$69M
Deferred Revenue	$0
Other Current Liabilities	$5.7B
TOTAL CURRENT LIABILITIES	$5.8B
Long-Term Debt	$217M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$46M
TOTAL NON-CURRENT LIABILITIES	$262M
TOTAL LIABILITIES	$6.0B
Common Stock	$338.0K
Additional Paid-In Capital	$514M
Retained Earnings	$331M
Treasury Stock	$0
Accum. Other Comp. Income	-$2M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$843M
Minority Interest	$0
TOTAL EQUITY	$843M
TOTAL LIABILITIES & EQUITY	$6.9B
Total Debt	$285M
Net Debt	-$80M