ECPG Q4 2024 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q4 2024 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$266M-4.2% YoY

Gross Profit

$84M31.5% margin

Operating Income

-$134M-50.5% margin

Net Income

-$225M-84.8% margin

EPS (Diluted)

$-9.42

QoQ Revenue Growth

-27.6%

Cash Flow

Operating Cash Flow

$24M

Free Cash Flow

$15M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$4.8B

Total Liabilities

$4.0B

Stockholders' Equity

$767M

Cash & Equivalents

$200M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$266M	$277M	-4.2%
Gross Profit	$84M	$115M	-27.1%
Operating Income	-$134M	-$217M	+38.2%
Net Income	-$225M	-$271M	+16.8%

Geographic Segments

UNITED STATES

$515M79%

Europe

$105M16%

Other European Countries

$29M4%

Other Geographies

$1M0%