ECPG Q3 2024 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q3 2024 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$367M+18.6% YoY

Gross Profit

$228M62.0% margin

Operating Income

$106M28.9% margin

Net Income

$31M8.3% margin

EPS (Diluted)

$1.26

QoQ Revenue Growth

+3.3%

Cash Flow

Operating Cash Flow

$46M

Free Cash Flow

$40M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$5.0B

Total Liabilities

$3.9B

Stockholders' Equity

$1.0B

Cash & Equivalents

$247M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$367M	$310M	+18.6%
Gross Profit	$228M	$150M	+51.6%
Operating Income	$106M	$76M	+40.5%
Net Income	$31M	$19M	+58.5%

Geographic Segments

UNITED STATES

$258M66%

Europe

$108M28%

Other European Countries

$24M6%

Other Geographies

$356,0000%