ECPG Q4 2020 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q4 2020 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$383M+10.0% YoY

Gross Profit

$196M51.3% margin

Operating Income

$124M32.5% margin

Net Income

$37M9.8% margin

EPS (Diluted)

$1.17

QoQ Revenue Growth

-5.2%

Cash Flow

Operating Cash Flow

$63M

Free Cash Flow

$51M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$4.9B

Total Liabilities

$3.6B

Stockholders' Equity

$1.2B

Cash & Equivalents

$189M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$383M	$348M	+10.0%
Gross Profit	$196M	$186M	+5.5%
Operating Income	$124M	$113M	+9.7%
Net Income	$37M	$43M	-13.4%

Geographic Segments

UNITED STATES

$242M63%

Europe

$136M36%

Other Geographies

$4M1%