ECPG Q3 2020 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q3 2020 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$404M+13.4% YoY

Gross Profit

$235M58.1% margin

Operating Income

$142M35.3% margin

Net Income

$55M13.5% margin

EPS (Diluted)

$1.72

QoQ Revenue Growth

-5.2%

Cash Flow

Operating Cash Flow

$40M

Free Cash Flow

$31M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$4.7B

Total Liabilities

$3.6B

Stockholders' Equity

$1.1B

Cash & Equivalents

$170M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$404M	$356M	+13.4%
Gross Profit	$235M	$193M	+21.6%
Operating Income	$142M	$108M	+31.5%
Net Income	$55M	$39M	+40.6%

Geographic Segments

UNITED STATES

$256M46%

Non-US

$147M27%

Europe

$142M26%

Other Geographies

$5M1%