ECPG Q3 2023 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q3 2023 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$310M+0.6% YoY

Gross Profit

$150M48.5% margin

Operating Income

$76M24.4% margin

Net Income

$19M6.2% margin

EPS (Diluted)

$0.79

QoQ Revenue Growth

-4.2%

Cash Flow

Operating Cash Flow

$54M

Free Cash Flow

$46M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$4.8B

Total Liabilities

$3.6B

Stockholders' Equity

$1.2B

Cash & Equivalents

$145M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$310M	$308M	+0.6%
Gross Profit	$150M	$158M	-4.8%
Operating Income	$76M	$81M	-6.2%
Net Income	$19M	$31M	-38.6%

Geographic Segments

UNITED STATES

$202M58%

Europe

$108M31%

Other European Countries

$35M10%