ECPG Q2 2023 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q2 2023 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$323M-9.5% YoY

Gross Profit

$160M49.4% margin

Operating Income

$88M27.3% margin

Net Income

$26M8.1% margin

EPS (Diluted)

$1.08

QoQ Revenue Growth

+3.3%

Cash Flow

Operating Cash Flow

$27M

Free Cash Flow

$22M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$4.9B

Total Liabilities

$3.6B

Stockholders' Equity

$1.2B

Cash & Equivalents

$185M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$323M	$357M	-9.5%
Gross Profit	$160M	$193M	-17.3%
Operating Income	$88M	$119M	-26.0%
Net Income	$26M	$60M	-56.5%

Geographic Segments

UNITED STATES

$207M57%

Europe

$116M32%

Other European Countries

$41M11%