ECPG Q3 2022 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q3 2022 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$308M-25.4% YoY

Gross Profit

$158M51.3% margin

Operating Income

$81M26.2% margin

Net Income

$31M10.2% margin

EPS (Diluted)

$1.22

QoQ Revenue Growth

-13.8%

Cash Flow

Operating Cash Flow

$56M

Free Cash Flow

$47M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$4.3B

Total Liabilities

$3.1B

Stockholders' Equity

$1.2B

Cash & Equivalents

$147M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$308M	$413M	-25.4%
Gross Profit	$158M	$242M	-34.8%
Operating Income	$81M	$167M	-51.7%
Net Income	$31M	$84M	-62.3%

Geographic Segments

UNITED STATES

$211M61%

Europe

$97M28%

Other European Countries

$37M11%