ECPG Q2 2022 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q2 2022 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$357M-16.6% YoY

Gross Profit

$193M54.1% margin

Operating Income

$119M33.3% margin

Net Income

$60M16.9% margin

EPS (Diluted)

$2.29

QoQ Revenue Growth

-28.6%

Cash Flow

Operating Cash Flow

$44M

Free Cash Flow

$39M

Stock-Based Comp.

$5M

Balance Sheet

Total Assets

$4.5B

Total Liabilities

$3.2B

Stockholders' Equity

$1.2B

Cash & Equivalents

$154M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$357M	$428M	-16.6%
Gross Profit	$193M	$249M	-22.6%
Operating Income	$119M	$174M	-31.8%
Net Income	$60M	$97M	-37.4%

Geographic Segments

UNITED STATES

$241M62%

Europe

$115M30%

Other European Countries

$29M8%

Other Geographies

$102,0000%