ECPG Q2 2025 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q2 2025 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$442M+24.4% YoY

Gross Profit

$324M73.4% margin

Operating Income

$151M34.1% margin

Net Income

$59M13.3% margin

EPS (Diluted)

$2.49

QoQ Revenue Growth

+12.6%

Cash Flow

Operating Cash Flow

$10M

Free Cash Flow

$3M

Stock-Based Comp.

$5M

Balance Sheet

Total Assets

$5.2B

Total Liabilities

$4.3B

Stockholders' Equity

$896M

Cash & Equivalents

$173M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$442M	$355M	+24.4%
Gross Profit	$324M	$177M	+83.3%
Operating Income	$151M	$102M	+48.0%
Net Income	$59M	$32M	+82.5%

Revenue Segments

Operating Segments

$442M100%

Geographic Segments

UNITED STATES

$313M65%

Europe

$128M27%

Other European Countries

$37M8%

Other Geographies

$1M0%