ECPG Q1 2025 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q1 2025 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$393M+19.6% YoY

Gross Profit

$287M73.0% margin

Operating Income

$129M32.9% margin

Net Income

$47M11.9% margin

EPS (Diluted)

$1.93

QoQ Revenue Growth

+47.9%

Cash Flow

Operating Cash Flow

$45M

Free Cash Flow

$38M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$5.0B

Total Liabilities

$4.2B

Stockholders' Equity

$819M

Cash & Equivalents

$187M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$393M	$328M	+19.6%
Gross Profit	$287M	$158M	+81.5%
Operating Income	$129M	$84M	+54.7%
Net Income	$47M	$23M	+101.4%

Revenue Segments

Operating Segments

$393M100%

Geographic Segments

UNITED STATES

$270M63%

Europe

$121M28%

Other European Countries

$37M9%

Other Geographies

$2M0%