CZWI Q4 2023 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$179M

Q4 2023 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$25M+8.4% YoY

Gross Profit

$15M60.7% margin

Operating Income

$5M19.1% margin

Net Income

$4M15.1% margin

EPS (Diluted)

$0.35

QoQ Revenue Growth

+1.1%

Cash Flow

Operating Cash Flow

$4M

Free Cash Flow

$3M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.9B

Total Liabilities

$1.7B

Stockholders' Equity

$173M

Cash & Equivalents

$37M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$25M	$23M	+8.4%
Gross Profit	$15M	$17M	-12.6%
Operating Income	$5M	$6M	-26.0%
Net Income	$4M	$5M	-21.4%