CZWI Q3 2023 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$179M

Q3 2023 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$24M+18.6% YoY

Gross Profit

$15M61.5% margin

Operating Income

$5M20.8% margin

Net Income

$2M10.3% margin

EPS (Diluted)

$0.24

QoQ Revenue Growth

+2.3%

Cash Flow

Operating Cash Flow

$5M

Free Cash Flow

$5M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.8B

Total Liabilities

$1.7B

Stockholders' Equity

$165M

Cash & Equivalents

$33M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$24M	$20M	+18.6%
Gross Profit	$15M	$17M	-10.0%
Operating Income	$5M	$5M	-4.5%
Net Income	$2M	$4M	-37.4%