CZWI Q3 2025 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$179M

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$25M-0.3% YoY

Gross Profit

$16M61.7% margin

Operating Income

$5M17.9% margin

Net Income

$4M14.6% margin

EPS (Diluted)

$0.37

QoQ Revenue Growth

-0.2%

Cash Flow

Operating Cash Flow

$7M

Free Cash Flow

$6M

Stock-Based Comp.

$33,000

Balance Sheet

Total Assets

$1.7B

Total Liabilities

$1.5B

Stockholders' Equity

$187M

Cash & Equivalents

$82M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$25M	$25M	-0.3%
Gross Profit	$16M	$15M	+7.2%
Operating Income	$5M	$4M	+8.4%
Net Income	$4M	$3M	+12.1%

Revenue Segments

Reportable Segment

$25M100%