CZWI Q2 2025 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$179M

Q2 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$25M+3.9% YoY

Gross Profit

$15M58.4% margin

Operating Income

$4M16.0% margin

Net Income

$3M12.9% margin

EPS (Diluted)

$0.33

QoQ Revenue Growth

+6.9%

Cash Flow

Operating Cash Flow

-$406,000

Free Cash Flow

-$306,000

Stock-Based Comp.

$34,000

Balance Sheet

Total Assets

$1.7B

Total Liabilities

$1.6B

Stockholders' Equity

$183M

Cash & Equivalents

$67M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$25M	$24M	+3.9%
Gross Profit	$15M	$15M	-1.6%
Operating Income	$4M	$5M	-14.2%
Net Income	$3M	$4M	-11.0%

Revenue Segments

Reportable Segment

$25M100%