CTBICommunity Trust Bancorp, Inc.

$1B

Q2 2018 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$56M+9.9% YoY

Gross Profit

$47M84.2% margin

Operating Income

$15M26.0% margin

Net Income

$12M20.8% margin

EPS (Diluted)

$0.66

QoQ Revenue Growth

+3.5%

Cash Flow

Operating Cash Flow

$49M

Free Cash Flow

$47M

Stock-Based Comp.

$164,000

Balance Sheet

Total Assets

$4.2B

Total Liabilities

$3.7B

Stockholders' Equity

$542M

Cash & Equivalents

$204M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$56M	$51M	+9.9%
Gross Profit	$47M	$44M	+7.2%
Operating Income	$15M	$16M	-10.5%
Net Income	$12M	$12M	+0.5%

CTBI Q2 2018 Earnings — Community Trust Bancorp, Inc. Revenue & Financial Results | Market Cap Arena