COMMUNITY TRUST BANCORP INC /KY/

CTBI

Overview

Revenue
$387M
+1.0%YoY
Gross profit
$282M
+15.7%YoY73.0%margin
Operating income
$134M
+20.5%YoY34.7%margin
Free cash flow
$96M
−10.6%YoY24.9%FCF margin
Trailing 12 months · Q2 25 – Q1 26

Share price

Daily closing price. The header shows the latest close, the market cap at that close and the change over the selected range. Hover or tap the chart to read any day.
$75.25
+$20.30 (+36.94%)past year
Market cap
$1.37B
At close
Oct 1, 2026

Share price vs index

COMMUNITY TRUST BANCORP INC /KY/'s share price and the index, each as its percentage change since the first day of the selected range. The shading shows the gap: green while COMMUNITY TRUST BANCORP INC /KY/ is ahead, orange while it is behind. The values at the end are each one's change over the range.

About COMMUNITY TRUST BANCORP INC /KY/

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.

ctbi.com ↗

Employees
974
Business address
PIKEVILLE, KY
Fiscal year ends
December 31
Listed
Nasdaq · CTBI

Income statement

Revenue

Revenue each quarter. The figure at the top of each column is growth against the same period a year earlier. Choose quarterly or annual; the arrows step a year earlier or later.
Revenue

Revenue, gross profit and net income

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Income statement

How revenue becomes net income in the chosen year or quarter. Solid bars are totals; hatched bars are the costs taken off between them.
TotalSubtracted

Operating leverage

Revenue growth against operating expense growth, each against the same quarter a year earlier. While revenue grows faster than opex, each extra dollar of sales keeps more profit.

Cash flow

Operating and free cash flow

Free cash flow is what is left of operating cash flow after capital expenditure. The gap between each pair of bars is that year's capex.

Free cash flow

Operating cash flow minus capital expenditure. The figure at the top of each column is growth against the same period a year earlier.
Free cash flow

Cash flow statement

The reported movements behind the change in cash in the chosen year or quarter. Solid bars are totals; hatched bars are what was added or taken off between them.
TotalAddedSubtracted

Capital allocation

Operating cash flow above zero; what it was spent on below: capital expenditure, dividends and buybacks.

Balance sheet

Assets, liabilities and equity

The balance sheet at the end of the chosen year or quarter. What the company owns on the left, against what it owes and what belongs to shareholders on the right. Both columns add up to total assets.

Net cash

Cash and short-term investments minus total debt at each quarter end. Below zero, the company owes more than it holds.
Net cashNet debt

War chest

Cash and short-term investments held at each quarter end. The figure at the top of each column is the total.