CTBICommunity Trust Bancorp, Inc.

$1B

Q1 2023 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$75M+27.7% YoY

Gross Profit

$56M75.6% margin

Operating Income

$25M32.9% margin

Net Income

$19M25.9% margin

EPS (Diluted)

$1.08

QoQ Revenue Growth

+4.8%

Cash Flow

Operating Cash Flow

$25M

Free Cash Flow

$24M

Stock-Based Comp.

$377,000

Balance Sheet

Total Assets

$5.5B

Total Liabilities

$4.9B

Stockholders' Equity

$657M

Cash & Equivalents

$236M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$75M	$58M	+27.7%
Gross Profit	$56M	$54M	+4.4%
Operating Income	$25M	$25M	-0.7%
Net Income	$19M	$20M	-2.1%

CTBI Q1 2023 Earnings — Community Trust Bancorp, Inc. Revenue & Financial Results | Market Cap Arena