CTBI FY 2008 Earnings — Community Trust Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CTBICommunity Trust Bancorp, Inc.

$1B

FY 2008 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$204M-12.7% YoY

Gross Profit

$128M63.0% margin

Operating Income

$31M15.4% margin

Net Income

$23M11.3% margin

EPS (Diluted)

$1.38

Cash Flow

Operating Cash Flow

$55M

Free Cash Flow

$52M

Stock-Based Comp.

$712,000

Balance Sheet

Total Assets

$3.0B

Total Liabilities

$2.6B

Stockholders' Equity

$308M

Cash & Equivalents

$95M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$204M	$233M	-12.7%
Gross Profit	$128M	$136M	-5.6%
Operating Income	$31M	$53M	-40.8%
Net Income	$23M	$37M	-37.0%