CRMTAmerica's Car-Mart, Inc.

$158M

Q4 2023 Earnings

Consumer Cyclical Auto - Dealerships

Income Statement

Revenue

$365M-6.1% YoY

Gross Profit

$165M45.3% margin

Operating Income

$18M5.1% margin

Net Income

$426,0000.1% margin

EPS (Diluted)

$0.06

QoQ Revenue Growth

+21.7%

Cash Flow

Operating Cash Flow

-$11M

Free Cash Flow

-$12M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$1.5B

Total Liabilities

$1.0B

Stockholders' Equity

$471M

Cash & Equivalents

$6M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$365M	$388M	-6.1%
Gross Profit	$165M	$165M	+0.2%
Operating Income	$18M	$15M	+21.6%
Net Income	$426,000	$2M	-79.6%

Revenue Segments

Payment Protection Plan Revenue

$9M100%

CRMT Q4 2023 Earnings — America's Car-Mart, Inc. Revenue & Financial Results | Market Cap Arena