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    AMERICAS CARMART INC

    Company overview

    Market capitalization
    $8.59M
    Employees
    2,300
    Latest publication
    2026-09-29
    About AMERICAS CARMART INC

    America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer for the used car market in the United States. It sells older model used vehicles and provides financing for its customers. The company was founded in 1981 and is headquartered in Rogers, Arkansas.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20272026-07-31 · USDQ4 20262026-04-30 · USDQ4 20252025-04-30 · USDQ3 20252025-01-31 · USDQ2 20252024-10-31 · USDQ1 20252024-07-31 · USDQ4 20242024-04-30 · USDQ3 20242024-01-31 · USD
    Total Revenue145,751,000USD242,637,000USD309,702,000USD325,726,000USD347,269,000USD347,763,000USD364,673,000USD299,614,000USD
    Cost Of Revenue70,266,000USD167,022,000USD196,896,000USD169,374,000USD173,215,000USD186,570,000USD199,624,000USD159,962,000USD
    Gross Profit75,485,000USD75,615,000USD112,806,000USD156,352,000USD174,054,000USD161,193,000USD165,049,000USD139,652,000USD
    Selling General Administrative51,551,000USD47,567,000USD48,343,000USD46,460,000USD47,407,000USD46,711,000USD44,526,000USD43,562,000USD
    Total Operating Expenses51,551,000USD47,565,000USD48,343,000USD135,002,000USD148,855,000USD142,134,000USD146,632,000USD133,144,000USD
    Operating Income23,934,000USD28,050,000USD30,026,000USD21,350,000USD25,199,000USD17,175,000USD18,417,000USD6,508,000USD
    Total Other Income Expense Net-92,765,000USD-59,791,000USD-51,985,000USD-16,960,000USD-18,083,000USD-18,358,000USD-17,839,000USD-16,850,000USD
    Interest Expense19,226,000USD19,993,000USD17,373,000USD16,923,000USD18,042,000USD18,312,000USD17,761,000USD16,731,000USD
    Income Before Tax-68,831,000USD-31,741,000USD12,478,000USD4,390,000USD7,116,000USD-1,183,000USD578,000USD-10,342,000USD
    Income Tax Expense149,000USD-2,176,000USD1,843,000USD1,228,000USD2,017,000USD-219,000USD152,000USD-1,800,000USD
    Net Income-68,980,000USD-29,565,000USD10,625,000USD3,162,000USD4,115,000USD-964,000USD426,000USD-8,542,000USD
    Net Income Applicable To Common Shares-68,990,000USD———————
    Net Interest Income—-19,992,000USD-17,373,000USD-16,923,000USD-18,042,000USD-18,312,000USD-17,761,000USD-16,731,000USD
    Tax Provision—-2,175,000USD1,843,000USD1,228,000USD2,017,000USD-219,000USD152,000USD-1,800,000USD
    Net Income From Continuing Ops—-34,200,000USD10,635,000USD3,162,000USD5,099,000USD-964,000USD426,000USD-8,542,000USD
    Ebit—28,050,000USD29,841,000USD21,313,000USD25,158,000USD17,129,000USD18,339,000USD6,389,000USD
    Ebitda—29,976,000USD31,788,000USD23,203,000USD27,084,000USD19,013,000USD20,109,000USD8,101,000USD
    Depreciation And Amortization—1,926,000USD1,947,000USD1,890,000USD1,926,000USD1,884,000USD1,770,000USD1,712,000USD
    Reconciled Depreciation—1,926,000USD1,947,000USD1,890,000USD1,926,000USD1,884,000USD1,770,000USD1,712,000USD
    Unclassified Operating Expenses———88,542,000USD101,448,000USD95,423,000USD102,106,000USD89,582,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20262026-04-30 · USDFY 20252025-04-30 · USDFY 20242024-04-30 · USDFY 20232023-04-30 · USDFY 20222022-04-30 · USDFY 20212021-04-30 · USDFY 20202020-04-30 · USDFY 20192019-04-30 · USD
    Total Revenue1,281,502,000USD1,390,932,000USD1,393,894,000USD1,405,498,000USD1,212,365,000USD918,610,000USD744,611,000USD669,122,000USD
    Cost Of Revenue663,981,000USD726,055,000USD765,417,000USD805,873,000USD663,631,000USD479,153,000USD388,475,000USD343,898,000USD
    Gross Profit617,521,000USD664,877,000USD628,477,000USD599,625,000USD548,734,000USD439,457,000USD356,136,000USD325,224,000USD
    Selling General Administrative208,084,000USD188,921,000USD179,421,000USD170,896,000USD151,130,000USD127,955,000USD114,662,000USD104,149,000USD
    Total Operating Expenses216,291,000USD571,127,000USD602,827,000USD535,158,000USD417,264,000USD298,236,000USD283,847,000USD257,581,000USD
    Operating Income401,230,000USD93,750,000USD25,650,000USD64,467,000USD131,470,000USD141,221,000USD72,289,000USD59,760,000USD
    Total Other Income Expense Net-509,211,000USD-70,949,000USD-65,785,000USD-38,673,000USD-9,361,000USD-6,780,000USD-7,938,000USD-7,792,000USD
    Interest Expense74,494,000USD70,650,000USD65,348,000USD38,312,000USD10,919,000USD6,820,000USD8,052,000USD7,883,000USD
    Provision For Credit Losses419,230,000USD———————
    Depreciation And Amortization8,207,000USD7,647,000USD6,871,000USD5,602,000USD4,033,000USD3,719,000USD3,839,000USD3,969,000USD
    Income Before Tax-107,981,000USD22,801,000USD-40,135,000USD25,794,000USD122,109,000USD134,441,000USD64,351,000USD59,851,000USD
    Income Tax Expense31,130,000USD4,869,000USD-8,742,000USD5,362,000USD27,095,000USD30,302,000USD13,008,000USD12,226,000USD
    Net Income-139,111,000USD17,892,000USD-31,393,000USD20,432,000USD95,014,000USD104,820,000USD51,343,000USD47,625,000USD
    Net Income Applicable To Common Shares-139,151,000USD——20,392,000USD93,267,000USD104,099,000USD51,303,000USD47,585,000USD
    Unclassified Operating Expenses—382,206,000USD423,406,000USD358,462,000USD261,134,000USD167,381,000USD166,085,000USD150,332,000USD
    Net Interest Income—-70,650,000USD-65,348,000USD-38,312,000USD-10,919,000USD-6,820,000USD-8,052,000USD-7,883,000USD
    Tax Provision—4,869,000USD-8,742,000USD5,362,000USD27,095,000USD30,302,000USD13,008,000USD12,226,000USD
    Net Income From Continuing Ops—17,932,000USD-31,393,000USD20,432,000USD93,307,000USD104,139,000USD51,343,000USD1,266,167,000USD
    Ebit—93,411,000USD25,213,000USD64,106,000USD133,554,000USD142,152,000USD72,403,000USD67,734,000USD
    Ebitda—101,058,000USD32,084,000USD69,708,000USD137,587,000USD145,871,000USD76,242,000USD71,703,000USD
    Reconciled Depreciation—7,647,000USD6,871,000USD5,602,000USD4,033,000USD3,719,000USD3,839,000USD3,969,000USD
    Selling And Marketing Expenses———5,800,000USD5,000,000USD2,900,000USD3,100,000USD3,100,000USD
    Non Operating Income Net Other———-361,000USD-149,000USD40,000USD114,000USD-91,000USD
    Minority Interest—————500,000USD500,000USD500,000USD
    Interest Income——————8,052,000USD7,883,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20272026-07-31 · USDQ4 20262026-04-30 · USDQ3 20262026-01-31 · USDQ2 20262025-10-31 · USDQ1 20262025-07-31 · USDQ4 20252025-04-30 · USDQ3 20252025-01-31 · USDQ2 20252024-10-31 · USD
    Total Assets1,206,139,000USD1,416,840,000USD1,626,793,000USD1,717,920,000USD1,607,974,000USD1,606,474,000USD1,607,099,000USD1,575,176,000USD
    Cash And Equivalents27,532,000USD46,962,000USD——————
    Total Liabilities829,259,000USD970,784,000USD——————
    Total Stockholder Equity376,380,000USD445,556,000USD479,417,000USD555,426,000USD565,231,000USD569,522,000USD558,211,000USD553,965,000USD
    Total Equity Including Noncontrolling Interest376,480,000USD445,656,000USD——————
    Inventory35,194,000USD54,074,000USD101,178,000USD104,751,000USD112,451,000USD112,229,000USD143,933,000USD122,102,000USD
    Property Plant Equipment Net82,353,000USD86,284,000USD103,929,000USD114,029,000USD118,763,000USD120,719,000USD122,527,000USD125,081,000USD
    Goodwill22,800,000USD———————
    Common Stock157,000USD157,000USD157,000USD156,000USD156,000USD—156,000USD156,000USD
    Retained Earnings464,120,000USD533,110,000USD567,320,000USD644,033,000USD666,515,000USD672,261,000USD661,636,000USD658,484,000USD
    Other Current Assets——-1,126,328,000USD128,609,000USD111,761,000USD—117,826,000USD121,678,000USD
    Total Liab——1,147,376,000USD1,162,394,000USD1,042,643,000USD1,036,952,000USD1,048,788,000USD1,021,111,000USD
    Other Current Liab——138,730,470USD17,924,000USD18,039,000USD—11,268,000USD17,652,000USD
    Capital Stock——557,000USD556,000USD556,000USD556,000USD556,000USD556,000USD
    Good Will——22,774,000USD23,685,000USD23,695,000USD22,802,000USD22,822,000USD22,859,000USD
    Other Assets——1,239,810,000USD1,337,635,000USD1,334,840,000USD1,484,437,000USD18,791,000USD1,261,869,000USD
    Cash——117,910,000USD122,362,000USD9,666,000USD9,808,000USD8,532,000USD8,006,000USD
    Cash And Short Term Investments——117,910,000USD122,362,000USD9,666,000USD9,808,000USD8,532,000USD8,006,000USD
    Total Current Assets——219,088,000USD1,542,973,000USD1,426,280,000USD122,037,000USD1,423,559,000USD1,391,977,000USD
    Total Current Liabilities——160,315,000USD434,960,000USD336,075,000USD23,250USD226,042,000USD270,252,000USD
    Current Deferred Revenue——25,530USD109,575,000USD112,213,000USD23,250USD107,501,000USD106,601,000USD
    Net Debt——834,284,000USD840,404,000USD839,878,000USD-9,808,000USD855,380,000USD827,726,000USD
    Short Term Debt——2,546,000USD261,912,000USD171,846,000USD—74,000,000USD110,262,000USD
    Short Long Term Debt——263,836,000USD261,912,000USD171,846,000USD206,058,000USD74,000,000USD110,262,000USD
    Short Long Term Debt Total——952,194,000USD962,766,000USD849,544,000USD—863,912,000USD835,732,000USD
    Long Term Debt——628,324,000USD635,034,000USD610,750,000USD572,010,000USD722,245,000USD656,414,000USD
    Net Receivables——1,126,328,000USD1,187,251,000USD1,192,402,000USD1,180,010,000USD1,153,268,000USD1,140,191,000USD
    Accounts Payable——19,013,000USD45,549,000USD33,977,000USD34,980,000USD32,747,000USD34,174,000USD
    Property Plant Equipment Gross——167,265,000USD175,997,000USD178,003,000USD178,031,000USD177,907,000USD178,719,000USD
    Common Stock Shares Outstanding——8,297,438shares8,278,585shares8,274,054shares8,428,000shares8,413,088shares8,292,459shares
    Non Current Assets Total——163,716,000USD174,947,000USD181,694,000USD181,603,000USD183,540,000USD183,199,000USD
    Non Current Liabilities Total——986,661,000USD727,434,000USD706,568,000USD1,036,929,000USD822,746,000USD750,859,000USD
    Non Currrent Assets Other——35,607,000USD37,233,000USD39,236,000USD38,082,000USD38,191,000USD35,259,000USD
    Net Working Capital——1,068,418,000USD1,108,013,000USD1,090,205,000USD1,052,786,000USD1,197,517,000USD1,121,725,000USD
    Unclassified Current Assets——-1,126,328,000USD——-1,180,010,000USD——
    Unclassified Non Current Assets——-1,238,404,000USD-1,337,635,000USD-1,334,840,000USD-1,484,437,000USD-18,791,000USD-1,261,869,000USD
    Unclassified Current Liabilities——-263,836,000USD-261,912,000USD-171,846,000USD-241,038,000USD-73,474,000USD-108,699,000USD
    Unclassified Non Current Liabilities——358,337,000USD92,400,000USD95,818,000USD464,919,000USD100,501,000USD94,445,000USD
    Unclassified Equity——-88,617,000USD-89,319,000USD-101,996,000USD-103,295,000USD-104,137,000USD-105,231,000USD
    SourceDisclosureDeterministicFinalDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20262026-04-30 · USDFY 20252025-04-30 · USDFY 20242024-04-30 · USDFY 20232023-04-30 · USDFY 20222022-04-30 · USDFY 20212021-04-30 · USDFY 20202020-04-30 · USDFY 20192019-04-30 · USD
    Total Assets1,416,840,000USD1,606,474,000USD1,477,644,000USD1,420,431,000USD1,145,312,000USD822,159,000USD667,324,000USD492,542,000USD
    Cash And Equivalents46,962,000USD———————
    Total Liabilities970,784,000USD———————
    Total Stockholder Equity445,556,000USD569,822,000USD471,050,000USD297,421,000USD469,366,000USD406,796,000USD302,759,000USD260,810,000USD
    Total Equity Including Noncontrolling Interest445,656,000USD———————
    Inventory54,074,000USD112,229,000USD107,470,000USD109,290,000USD115,302,000USD82,263,000USD36,414,000USD37,483,000USD
    Property Plant Equipment Net86,284,000USD120,719,000USD121,546,000USD120,824,000USD110,266,000USD95,117,000USD90,853,000USD28,537,000USD
    Common Stock157,000USD156,000USD137,000USD137,000USD136,000USD136,000USD135,000USD134,000USD
    Retained Earnings533,110,000USD672,261,000USD654,369,000USD685,802,000USD658,242,000USD564,975,000USD460,876,000USD409,573,000USD
    Other Current Assets—114,729,000USD88,925,000USD58,238,000USD44,715,000USD6,120,000USD4,441,000USD4,634,000USD
    Total Liab—1,036,552,000USD1,006,494,000USD1,123,010,000USD675,946,000USD415,263,000USD364,565,000USD231,632,000USD
    Other Current Liab—16,351,000USD3,763,000USD-80,261,000USD7,616,000USD5,171,000USD9,471,000USD1,667,000USD
    Capital Stock—556,000USD537,000USD537,000USD536,000USD536,000USD535,000USD534,000USD
    Good Will—22,802,000USD14,449,000USD11,716,000USD8,623,000USD7,280,000USD6,817,000USD355,000USD
    Cash—9,808,000USD5,522,000USD9,796,000USD6,916,000USD2,893,000USD59,560,000USD1,752,000USD
    Cash And Short Term Investments—9,808,000USD5,522,000USD9,796,000USD6,916,000USD2,893,000USD59,560,000USD1,752,000USD
    Total Current Assets—1,424,871,000USD1,310,373,000USD1,251,088,000USD1,026,423,000USD719,762,000USD569,654,000USD463,650,000USD
    Total Current Liabilities—372,085,000USD353,799,000USD638,598,000USD27,671,000USD82,141,000USD22,588,000USD20,171,000USD
    Current Deferred Revenue—113,245,000USD120,781,000USD53,065,000USD43,936,000USD56,810,000USD24,480,000USD21,367,000USD
    Net Debt—835,262,000USD813,999,000USD628,802,000USD495,221,000USD287,719,000USD218,818,000USD152,440,000USD
    Short Term Debt—206,058,000USD201,642,000USD638,598,000USD43,936,000USD1,802,000USD24,480,000USD1,274,000USD
    Short Long Term Debt—206,058,000USD200,819,000USD638,598,000USD44,670,000USD1,802,000USD—1,274,000USD
    Short Long Term Debt Total—845,070,000USD819,521,000USD1,109,965,000USD502,137,000USD290,612,000USD278,378,000USD154,192,000USD
    Long Term Debt—572,010,000USD553,629,000USD471,367,000USD395,986,000USD225,924,000USD215,123,000USD152,079,000USD
    Net Receivables—1,188,105,000USD1,108,456,000USD1,073,764,000USD859,490,000USD628,486,000USD469,239,000USD419,781,000USD
    Accounts Payable—34,980,000USD21,379,000USD27,196,000USD20,055,000USD18,208,000USD13,117,000USD13,659,000USD
    Property Plant Equipment Gross—178,031,000USD171,452,000USD165,902,000USD151,268,000USD95,117,000USD90,853,000USD28,537,000USD
    Common Stock Shares Outstanding—7,682,000shares6,388,537shares6,566,896shares6,823,481shares6,961,575shares6,945,652shares7,071,768shares
    Non Current Assets Total—181,603,000USD167,271,000USD169,343,000USD118,889,000USD102,397,000USD97,670,000USD28,892,000USD
    Non Current Liabilities Total—664,467,000USD652,695,000USD484,412,000USD647,875,000USD333,122,000USD341,577,000USD211,461,000USD
    Non Currrent Assets Other—38,082,000USD31,276,000USD-2,512,000USD-28,233,000USD-20,007,000USD-12,979,000USD-14,259,000USD
    Net Working Capital—1,052,786,000USD956,574,000USD612,490,000USD998,752,000USD694,431,000USD547,066,000USD443,479,000USD
    Unclassified Current Liabilities—-204,607,000USD-194,585,000USD-718,859,000USD-132,542,000USD-1,652,000USD-48,960,000USD-19,070,000USD
    Unclassified Non Current Liabilities—92,457,000USD99,066,000USD-368,823,000USD-165,606,000USD-448,168,000USD64,375,000USD—
    Unclassified Equity—-103,151,000USD-184,393,000USD-686,476,000USD394,902,000USD356,203,000USD335,035,000USD312,373,000USD
    Other Assets——-31,276,000USD—1,145,312,000USD111,884,000USD105,209,000USD37,821,000USD
    Accumulated Other Comprehensive Income——400,000USD297,421,000USD-292,225,000USD-257,527,000USD-246,911,000USD-230,902,000USD
    Deferred Long Term Liab———39,315,000USD28,233,000USD20,007,000USD12,979,000USD14,259,000USD
    Other Liab———159,784,000USD235,290,000USD189,739,000USD49,100,000USD46,218,000USD
    Non Current Liabilities Other———182,769,000USD153,972,000USD345,620,000USD——
    Net Tangible Assets———487,131,000USD469,366,000USD399,516,000USD296,242,000USD260,455,000USD
    Unclassified Non Current Assets———36,803,000USD-1,145,312,000USD-111,884,000USD-105,209,000USD-37,821,000USD
    Treasury Stock————-292,225,000USD-257,527,000USD-246,911,000USD-230,902,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20272026-07-31 · USDQ3 20262026-01-31 · USDQ2 20262025-10-31 · USDQ1 20262025-07-31 · USDQ4 20252025-04-30 · USDQ2 20252024-10-31 · USDQ1 20252024-07-31 · USDQ4 20242024-04-30 · USD
    Depreciation1,802,000USD5,113,000USD5,302,000USD2,139,000USD1,947,000USD1,926,000USD1,884,000USD1,770,000USD
    Stock Based Compensation-190,000USD969,000USD1,189,000USD1,157,000USD923,000USD3,919,000USD1,324,000USD1,292,000USD
    Deferred Income Tax0USD———————
    Change To Inventory41,514,000USD33,260,000USD39,919,000USD28,618,000USD61,243,000USD22,538,000USD25,603,000USD35,735,000USD
    Change To Liabilities-12,178,000USD———————
    Change In Working Capital25,210,000USD-82,726,000USD-106,357,000USD-116,908,000USD-96,205,000USD122,328,000USD-122,328,000USD-136,365,000USD
    Operating Cash Flow80,069,000USD———————
    Capital Expenditures-90,000USD-1,521,000USD-459,000USD-459,000USD-759,000USD-1,352,000USD-986,000USD-966,000USD
    Unclassified Investing Cash Flow881,000USD1,280,000USD———1,328,000USD—-1,001,000USD
    Investing Cash Flow791,000USD———————
    Net Common Stock Issuance-25,000USD———————
    Common Dividends Paid-10,000USD———————
    Unclassified Financing Cash Flow-102,494,000USD—-14,526,000USD—-1,978,000USD73,893,000USD—11,944,000USD
    Financing Cash Flow-102,529,000USD———————
    Change In Cash-21,669,000USD-13,994,000USD129,544,000USD-3,110,000USD-1,821,000USD31,063,000USD4,174,000USD-142,000USD
    End Cash Flow109,977,000USD———————
    Net Income—-76,703,000USD-22,472,000USD-5,736,000USD10,635,000USD5,099,000USD-964,000USD426,000USD
    Other Non Cash Items—117,560,000USD132,586,000USD114,587,000USD102,841,000USD-150,954,000USD106,055,000USD244,337,000USD
    Change To Account Receivables—-86,865,000USD-147,413,000USD-144,026,000USD-165,275,000USD-143,449,000USD-159,398,000USD-153,089,000USD
    Total Cash From Operating Activities—-5,919,000USD9,059,000USD-5,918,000USD19,218,000USD-22,234,000USD-14,972,000USD-10,726,000USD
    Free Cash Flow—-7,440,000USD9,518,000USD-6,377,000USD18,459,000USD-23,586,000USD-15,958,000USD-11,692,000USD
    Total Cashflows From Investing Activities—-240,000USD-688,000USD-439,000USD-783,000USD-1,328,000USD-8,513,000USD-1,316,000USD
    Net Borrowings—-5,805,000USD137,388,000USD4,967,000USD-18,266,000USD-15,790,000USD29,004,000USD—
    Total Cash From Financing Activities—-7,835,000USD121,173,000USD3,247,000USD-20,256,000USD54,625,000USD27,659,000USD11,900,000USD
    Dividends Paid—-10,000USD-10,000USD-10,000USD-10,000USD-10,000USD-10,000USD-10,000USD
    Sale Purchase Of Stock—-23,000USD51,000USD-71,000USD-2,000USD-388,000USD-24,000USD-29,000USD
    Issuance Of Capital Stock—58,000USD51,000USD69,000USD65,000USD73,893,000USD76,000USD64,000USD
    Begin Period Cash Flow—250,971,000USD121,427,000USD124,537,000USD126,358,000USD98,621,000USD94,447,000USD94,589,000USD
    End Period Cash Flow—236,977,000USD250,971,000USD121,427,000USD124,537,000USD129,684,000USD98,621,000USD94,447,000USD
    Other Cashflows From Investing Activities—1,000USD-1,127,000USD20,000USD-24,000USD24,000USD—1,967,000USD
    Other Cashflows From Financing Activities—-2,055,000USD-1,730,000USD-1,708,000USD—-3,080,000USD-1,387,000USD-5,000USD
    Unclassified Operating Cash Flow—29,868,000USD-1,189,000USD-1,157,000USD—-4,552,000USD—-122,186,000USD
    Investments———-439,000USD-783,000USD-1,328,000USD-8,513,000USD-1,316,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20262026-04-30 · USDFY 20252025-04-30 · USDFY 20242024-04-30 · USDFY 20232023-04-30 · USDFY 20212021-04-30 · USDFY 20202020-04-30 · USDFY 20192019-04-30 · USDFY 20182018-04-30 · USD
    Net Income-139,111,000USD17,932,000USD-31,393,000USD20,432,000USD104,139,000USD51,343,000USD47,625,000USD36,509,000USD
    Depreciation8,207,000USD13,847,000USD6,871,000USD5,602,000USD3,719,000USD3,839,000USD3,969,000USD4,250,000USD
    Stock Based Compensation3,722,000USD4,708,000USD4,174,000USD5,314,000USD5,962,000USD4,732,000USD3,703,000USD1,603,000USD
    Deferred Income Tax27,061,000USD———————
    Other Non Cash Items-13,357,000USD413,210,000USD463,753,000USD363,787,000USD182,967,000USD180,371,000USD163,543,000USD166,158,000USD
    Change To Inventory180,287,000USD114,573,000USD139,186,000USD130,915,000USD5,019,000USD53,827,000USD47,641,000USD38,793,000USD
    Change To Liabilities-2,828,000USD——-363,000USD11,075,000USD1,009,000USD2,226,000USD4,712,000USD
    Change In Working Capital178,437,000USD-498,461,000USD-495,796,000USD-541,975,000USD-357,627,000USD-218,088,000USD-195,639,000USD-192,166,000USD
    Operating Cash Flow64,959,000USD———————
    Capital Expenditures-1,810,000USD-3,890,000USD-6,146,000USD-22,234,000USD-8,952,000USD-5,422,000USD-4,029,000USD-2,258,000USD
    Unclassified Investing Cash Flow289,000USD11,375,000USD5,830,000USD19,905,000USD8,258,000USD—-293,739,000USD-260,104,000USD
    Investing Cash Flow-1,521,000USD———————
    Net Debt Issuance-663,045,000USD———————
    Net Common Stock Issuance-297,000USD———————
    Unclassified Financing Cash Flow607,013,000USD——-192,480,000USD-74,599,000USD-440,521,000USD——
    Financing Cash Flow-56,329,000USD———————
    Change In Cash7,109,000USD30,090,000USD26,413,000USD-17,141,000USD-56,667,000USD57,808,000USD730,000USD588,000USD
    End Cash Flow131,646,000USD———————
    Change To Account Receivables—-525,000USD-624,910,000USD-726,674,000USD-392,462,000USD-282,317,000USD-246,766,000USD-234,537,000USD
    Total Cash From Operating Activities—-48,764,000USD-73,898,000USD-137,974,000USD-53,812,000USD20,917,000USD24,902,000USD9,994,000USD
    Free Cash Flow—-52,612,000USD-80,044,000USD-160,208,000USD-62,764,000USD15,495,000USD20,873,000USD7,736,000USD
    Investments—-11,375,000USD-10,645,000USD-25,326,000USD-8,258,000USD-4,648,000USD293,739,000USD260,104,000USD
    Total Cashflows From Investing Activities—-11,375,000USD-10,645,000USD-27,571,000USD-8,258,000USD-9,886,000USD-3,887,000USD-1,704,000USD
    Net Borrowings—25,603,000USD117,431,000USD192,480,000USD11,767,000USD61,103,000USD1,439,000USD32,986,000USD
    Total Cash From Financing Activities—90,229,000USD110,956,000USD188,746,000USD5,403,000USD46,777,000USD-20,285,000USD-7,702,000USD
    Dividends Paid—-40,000USD-40,000USD-40,000USD-40,000USD-40,000USD-40,000USD-40,000USD
    Sale Purchase Of Stock—-434,000USD-365,000USD-5,196,000USD-10,616,000USD-16,009,000USD-26,577,000USD-42,301,000USD
    Issuance Of Capital Stock—74,106,000USD282,000USD286,000USD258,000USD190,000USD147,000USD—
    Begin Period Cash Flow—94,447,000USD68,034,000USD42,587,000USD59,560,000USD1,752,000USD1,022,000USD434,000USD
    End Period Cash Flow—124,537,000USD94,447,000USD25,446,000USD2,893,000USD59,560,000USD1,752,000USD1,022,000USD
    Other Cashflows From Investing Activities—-7,485,000USD316,000USD84,000USD694,000USD184,000USD142,000USD554,000USD
    Other Cashflows From Financing Activities—65,526,000USD-6,352,000USD193,982,000USD78,891,000USD442,244,000USD4,746,000USD1,538,000USD
    Unclassified Operating Cash Flow——-21,507,000USD8,866,000USD7,028,000USD-1,280,000USD1,701,000USD-6,360,000USD
    Cash And Cash Equivalents Changes———25,447,000USD-56,667,000USD57,808,000USD730,000USD588,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    Q4 2026Quarterly · 2026-04-30ProductPayment Protection Plan Revenue8,587,000USDDisclosure
    Q4 2026Quarterly · 2026-04-30ProductSales Used Autos203,151,000USDDisclosure
    Q4 2026Quarterly · 2026-04-30ProductService Contract Sales18,062,000USDDisclosure
    Q4 2026Quarterly · 2026-04-30ProductWholesales Third Party12,837,000USDDisclosure
    FY 2026Yearly · 2026-04-30ProductPayment Protection Plan Revenue34,418,000USDDisclosure
    FY 2026Yearly · 2026-04-30ProductSales Used Autos861,343,000USDDisclosure
    FY 2026Yearly · 2026-04-30ProductService Contract Sales85,178,000USDDisclosure
    FY 2026Yearly · 2026-04-30ProductWholesales Third Party46,874,000USDDisclosure
    Q3 2026Quarterly · 2026-01-31ProductPayment Protection Plan Revenue8,488,000USD0001628280-26-017369
    Q3 2026Quarterly · 2026-01-31ProductSales Used Autos181,798,000USD0001628280-26-017369
    Q3 2026Quarterly · 2026-01-31ProductService Contract Sales21,731,000USD0001628280-26-017369
    Q3 2026Quarterly · 2026-01-31ProductWholesales Third Party10,606,000USD0001628280-26-017369
    Q2 2026Quarterly · 2025-10-31ProductPayment Protection Plan Revenue8,675,000USD0001628280-25-056054
    Q2 2026Quarterly · 2025-10-31ProductSales Used Autos241,409,000USD0001628280-25-056054
    Q2 2026Quarterly · 2025-10-31ProductService Contract Sales23,592,000USD0001628280-25-056054
    Q2 2026Quarterly · 2025-10-31ProductWholesales Third Party12,637,000USD0001628280-25-056054
    Q1 2026Quarterly · 2025-07-31ProductPayment Protection Plan Revenue8,668,000USD0000799850-25-000006
    Q1 2026Quarterly · 2025-07-31ProductSales Used Autos234,985,000USD0000799850-25-000006
    Q1 2026Quarterly · 2025-07-31ProductService Contract Sales21,793,000USD0000799850-25-000006
    Q1 2026Quarterly · 2025-07-31ProductWholesales Third Party10,794,000USD0000799850-25-000006
    Q4 2025Quarterly · 2025-04-30ProductPayment Protection Plan Revenue8,443,000USDLegacy provider
    Q4 2025Quarterly · 2025-04-30ProductSales Used Autos269,793,000USDLegacy provider
    Q4 2025Quarterly · 2025-04-30ProductService Contract Sales19,857,000USDLegacy provider
    Q4 2025Quarterly · 2025-04-30ProductWholesales Third Party11,609,000USDLegacy provider
    FY 2025Yearly · 2025-04-30ProductPayment Protection Plan Revenue35,039,000USDDisclosure
    FY 2025Yearly · 2025-04-30ProductSales Used Autos987,346,000USDDisclosure
    FY 2025Yearly · 2025-04-30ProductService Contract Sales83,753,000USDDisclosure
    FY 2025Yearly · 2025-04-30ProductWholesales Third Party40,070,000USDDisclosure
    Q3 2025Quarterly · 2025-01-31ProductPayment Protection Plan Revenue8,656,000USD0001628280-26-017369
    Q3 2025Quarterly · 2025-01-31ProductSales Used Autos228,461,000USD0001628280-26-017369
    Q3 2025Quarterly · 2025-01-31ProductService Contract Sales17,276,000USD0001628280-26-017369
    Q3 2025Quarterly · 2025-01-31ProductWholesales Third Party9,091,000USD0001628280-26-017369
    Q2 2025Quarterly · 2024-10-31ProductPayment Protection Plan Revenue8,765,000USD0001628280-25-056054
    Q2 2025Quarterly · 2024-10-31ProductSales Used Autos237,787,000USD0001628280-25-056054
    Q2 2025Quarterly · 2024-10-31ProductService Contract Sales29,548,000USD0001628280-25-056054
    Q2 2025Quarterly · 2024-10-31ProductWholesales Third Party9,674,000USD0001628280-25-056054
    Q1 2025Quarterly · 2024-07-31ProductPayment Protection Plan Revenue9,175,000USD0000799850-25-000006
    Q1 2025Quarterly · 2024-07-31ProductSales Used Autos251,305,000USD0000799850-25-000006
    Q1 2025Quarterly · 2024-07-31ProductService Contract Sales17,072,000USD0000799850-25-000006
    Q1 2025Quarterly · 2024-07-31ProductWholesales Third Party9,696,000USD0000799850-25-000006
    FY 2024Yearly · 2024-04-30ProductPayment Protection Plan Revenue37,482,000USDDisclosure
    FY 2024Yearly · 2024-04-30ProductSales Used Autos1,003,640,000USDDisclosure
    FY 2024Yearly · 2024-04-30ProductService Contract Sales67,213,000USDDisclosure
    FY 2024Yearly · 2024-04-30ProductWholesales Third Party52,463,000USDDisclosure
    FY 2023Yearly · 2023-04-30ProductPayment Protection Plan Revenue34,526,000USD0001628280-25-039026
    FY 2023Yearly · 2023-04-30ProductSales Used Autos1,057,465,000USD0001628280-25-039026
    FY 2023Yearly · 2023-04-30ProductService Contract Sales57,593,000USD0001628280-25-039026
    FY 2023Yearly · 2023-04-30ProductWholesales Third Party54,610,000USD0001628280-25-039026
    FY 2022Yearly · 2022-04-30ProductPayment Protection Plan Revenue30,685,000USD0001171843-24-003950
    FY 2022Yearly · 2022-04-30ProductSales Used Autos918,414,000USD0001171843-24-003950
    FY 2022Yearly · 2022-04-30ProductService Contract Sales42,958,000USD0001171843-24-003950
    FY 2022Yearly · 2022-04-30ProductWholesales Third Party46,625,000USD0001171843-24-003950
    FY 2021Yearly · 2021-04-30ProductPayment Protection Plan Revenue25,679,000USD0001171843-23-004114
    FY 2021Yearly · 2021-04-30ProductSales Used Autos708,431,000USD0001171843-23-004114
    FY 2021Yearly · 2021-04-30ProductService Contract Sales30,733,000USD0001171843-23-004114
    FY 2021Yearly · 2021-04-30ProductWholesales Third Party34,286,000USD0001171843-23-004114
    FY 2020Yearly · 2020-04-30ProductPayment Protection Plan Revenue24,730,000USD0001171843-22-004802
    FY 2020Yearly · 2020-04-30ProductSales Used Autos567,816,000USD0001171843-22-004802
    FY 2020Yearly · 2020-04-30ProductService Contract Sales31,480,000USD0001171843-22-004802
    FY 2020Yearly · 2020-04-30ProductWholesales Third Party28,966,000USD0001171843-22-004802
    FY 2019Yearly · 2019-04-30ProductPayment Protection Plan Revenue22,705,000USD0001171843-21-004687
    FY 2019Yearly · 2019-04-30ProductSales Used Autos506,184,000USD0001171843-21-004687
    FY 2019Yearly · 2019-04-30ProductService Contract Sales30,243,000USD0001171843-21-004687
    FY 2019Yearly · 2019-04-30ProductWholesales Third Party27,376,000USD0001171843-21-004687

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.