CRMTAmerica's Car-Mart, Inc.

$158M

Q3 2024 Earnings

Consumer Cyclical Auto - Dealerships

Income Statement

Revenue

$326M+8.7% YoY

Gross Profit

$156M48.0% margin

Operating Income

$21M6.6% margin

Net Income

$3M1.0% margin

EPS (Diluted)

$0.37

QoQ Revenue Growth

-6.2%

Cash Flow

Operating Cash Flow

-$31M

Free Cash Flow

-$32M

Stock-Based Comp.

-$1M

Balance Sheet

Total Assets

$1.6B

Total Liabilities

$1.0B

Stockholders' Equity

$558M

Cash & Equivalents

$9M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$326M	$300M	+8.7%
Gross Profit	$156M	$140M	+12.0%
Operating Income	$21M	$7M	+228.1%
Net Income	$3M	-$9M	+137.0%

Revenue Segments

Sales Used Autos

$228M87%

Service Contract Sales

$17M7%

Wholesales Third Party

$9M3%

Payment Protection Plan Revenue

$9M3%

CRMT Q3 2024 Earnings — America's Car-Mart, Inc. Revenue & Financial Results | Market Cap Arena