CRMTAmerica's Car-Mart, Inc.

$157M

Q3 2018 Earnings

Consumer Cyclical Auto - Dealerships

Income Statement

Revenue

$161M+9.4% YoY

Gross Profit

$79M49.2% margin

Operating Income

$14M8.8% margin

Net Income

$11M6.8% margin

EPS (Diluted)

$1.55

QoQ Revenue Growth

-3.7%

Cash Flow

Operating Cash Flow

$7M

Free Cash Flow

$6M

Stock-Based Comp.

$582,000

Balance Sheet

Total Assets

$494M

Total Liabilities

$247M

Stockholders' Equity

$246M

Cash & Equivalents

$2M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$161M	$147M	+9.4%
Gross Profit	$79M	$72M	+9.8%
Operating Income	$14M	$6M	+140.0%
Net Income	$11M	$13M	-18.6%

Revenue Segments

Payment Protection Plan Revenue

$6M100%

CRMT Q3 2018 Earnings — America's Car-Mart, Inc. Revenue & Financial Results | Market Cap Arena