CPSS Q4 2021 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena

CPSSConsumer Portfolio Services, Inc.

$183M

Q4 2021 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$69M+11.1% YoY

Gross Profit

$65M94.3% margin

Operating Income

$24M35.1% margin

Net Income

$19M27.3% margin

EPS (Diluted)

$0.71

QoQ Revenue Growth

+1.2%

Cash Flow

Operating Cash Flow

$35M

Free Cash Flow

$35M

Stock-Based Comp.

$735,000

Balance Sheet

Total Assets

$2.2B

Total Liabilities

$2.0B

Stockholders' Equity

$170M

Cash & Equivalents

$177M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$69M	$62M	+11.1%
Gross Profit	$65M	$39M	+65.7%
Operating Income	$24M	$6M	+276.5%
Net Income	$19M	$4M	+357.5%