CPSS Q3 2021 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena

CPSSConsumer Portfolio Services, Inc.

$170M

Q3 2021 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$69M-3.0% YoY

Gross Profit

$52M75.6% margin

Operating Income

$20M28.5% margin

Net Income

$14M20.0% margin

EPS (Diluted)

$0.52

QoQ Revenue Growth

+2.7%

Cash Flow

Operating Cash Flow

$51M

Free Cash Flow

$50M

Stock-Based Comp.

$530,000

Balance Sheet

Total Assets

$2.1B

Total Liabilities

$1.9B

Stockholders' Equity

$161M

Cash & Equivalents

$174M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$69M	$71M	-3.0%
Gross Profit	$52M	$38M	+35.1%
Operating Income	$20M	$6M	+231.9%
Net Income	$14M	$4M	+263.1%