CPSS Q3 2023 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena

CPSSConsumer Portfolio Services, Inc.

$183M

Q3 2023 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$92M+2.0% YoY

Gross Profit

$56M61.0% margin

Operating Income

$14M15.4% margin

Net Income

$10M11.3% margin

EPS (Diluted)

$0.41

QoQ Revenue Growth

+8.5%

Cash Flow

Operating Cash Flow

$61M

Free Cash Flow

$61M

Stock-Based Comp.

$817,000

Balance Sheet

Total Assets

$2.9B

Total Liabilities

$2.6B

Stockholders' Equity

$266M

Cash & Equivalents

$8M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$92M	$90M	+2.0%
Gross Profit	$56M	$73M	-22.8%
Operating Income	$14M	$34M	-58.6%
Net Income	$10M	$25M	-59.2%