CPSS Q2 2023 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena

CPSSConsumer Portfolio Services, Inc.

$183M

Q2 2023 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$85M+3.5% YoY

Gross Profit

$59M69.4% margin

Operating Income

$19M21.9% margin

Net Income

$14M16.4% margin

EPS (Diluted)

$0.55

QoQ Revenue Growth

+2.1%

Cash Flow

Operating Cash Flow

$56M

Free Cash Flow

$55M

Stock-Based Comp.

$905,000

Balance Sheet

Total Assets

$2.9B

Total Liabilities

$2.6B

Stockholders' Equity

$255M

Cash & Equivalents

$7M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$85M	$82M	+3.5%
Gross Profit	$59M	$71M	-17.4%
Operating Income	$19M	$34M	-45.6%
Net Income	$14M	$25M	-44.9%