CIVB Q4 2019 Earnings — Civista Bancshares, Inc. Revenue & Financial Results | Market Cap Arena

CIVBCivista Bancshares, Inc.

$427M

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$30M+5.4% YoY

Gross Profit

$26M85.9% margin

Operating Income

$9M29.7% margin

Net Income

$8M26.4% margin

EPS (Diluted)

$0.47

QoQ Revenue Growth

+2.6%

Cash Flow

Operating Cash Flow

$15M

Free Cash Flow

$14M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$2.3B

Total Liabilities

$2.0B

Stockholders' Equity

$330M

Cash & Equivalents

$49M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$30M	$28M	+5.4%
Gross Profit	$26M	$25M	+2.7%
Operating Income	$9M	$9M	+0.4%
Net Income	$8M	$8M	+3.6%