CIVBCivista Bancshares, Inc.

$427M

Q1 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$30M+43.0% YoY

Gross Profit

$28M90.6% margin

Operating Income

$12M37.9% margin

Net Income

$10M31.7% margin

EPS (Diluted)

$0.57

QoQ Revenue Growth

+8.2%

Cash Flow

Operating Cash Flow

$13M

Free Cash Flow

$13M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$2.3B

Total Liabilities

$2.0B

Stockholders' Equity

$312M

Cash & Equivalents

$164M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$30M	$21M	+43.0%
Gross Profit	$28M	$20M	+37.0%
Operating Income	$12M	$8M	+41.2%
Net Income	$10M	$7M	+38.3%

CIVB Q1 2019 Earnings — Civista Bancshares, Inc. Revenue & Financial Results | Market Cap Arena