Q3 2025 Earnings

Revenue

$93M+25.5% YoY

Gross Profit

$60M64.8% margin

Operating Income

$26M28.6% margin

Net Income

$21M22.9% margin

EPS (Diluted)

$1.25

QoQ Revenue Growth

+2.1%

Operating Cash Flow

$36M

Free Cash Flow

$35M

Stock-Based Comp.

$790,000

Total Assets

$7.0B

Total Liabilities

$6.3B

Stockholders' Equity

$676M

Cash & Equivalents

$99M

Metric	Current	Year Ago	Change
Revenue	$93M	$74M	+25.5%
Gross Profit	$60M	$43M	+38.3%
Operating Income	$26M	$16M	+67.1%
Net Income	$21M	$13M	+62.1%

Products And Services, Debt Card Income

$4M35%

Products And Services, Deposit Accounts Service Charges

$3M24%

Products And Services, Fiduciary Services Income

$2M18%

Products And Services, Brokerage and Insurance Commissions

$2M18%

Products And Services, Other Income

$546,0005%