Q2 2023 Earnings

Revenue

$65M+29.7% YoY

Gross Profit

$41M63.8% margin

Operating Income

$16M24.0% margin

Net Income

$12M19.1% margin

EPS (Diluted)

$0.85

QoQ Revenue Growth

+9.0%

Operating Cash Flow

$17M

Free Cash Flow

$17M

Stock-Based Comp.

$948,000

Total Assets

$5.8B

Total Liabilities

$5.3B

Stockholders' Equity

$467M

Cash & Equivalents

$94M

Metric	Current	Year Ago	Change
Revenue	$65M	$50M	+29.7%
Gross Profit	$41M	$44M	-6.2%
Operating Income	$16M	$19M	-17.2%
Net Income	$12M	$15M	-17.5%

Products And Services, Debt Card Income

$3M37%

Products And Services, Deposit Accounts Service Charges

$2M23%

Products And Services, Fiduciary Services Income

$2M21%

Products And Services, Brokerage and Insurance Commissions

$1M14%

Products And Services, Other Income

$465,0006%