Q2 2021 Earnings

Revenue

$47M-7.6% YoY

Gross Profit

$47M101.4% margin

Operating Income

$23M48.7% margin

Net Income

$18M39.0% margin

EPS (Diluted)

$1.21

QoQ Revenue Growth

-6.3%

Operating Cash Flow

$22M

Free Cash Flow

$22M

Stock-Based Comp.

$811,000

Total Assets

$5.2B

Total Liabilities

$4.6B

Stockholders' Equity

$546M

Cash & Equivalents

$104M

Metric	Current	Year Ago	Change
Revenue	$47M	$50M	-7.6%
Gross Profit	$47M	$36M	+29.9%
Operating Income	$23M	$14M	+65.5%
Net Income	$18M	$11M	+65.8%

Products And Services, Debt Card Income

$3M40%

Products And Services, Fiduciary Services Income

$2M22%

Products And Services, Deposit Accounts Service Charges

$2M20%

Products And Services, Brokerage and Insurance Commissions

$939,00012%

Products And Services, Other Income

$447,0006%