Q2 2020 Earnings

Revenue

$50M-2.4% YoY

Gross Profit

$36M72.1% margin

Operating Income

$14M27.2% margin

Net Income

$11M21.7% margin

EPS (Diluted)

$0.73

QoQ Revenue Growth

-0.6%

Operating Cash Flow

$14M

Free Cash Flow

$13M

Stock-Based Comp.

$530,000

Total Assets

$5.0B

Total Liabilities

$4.5B

Stockholders' Equity

$506M

Cash & Equivalents

$156M

Metric	Current	Year Ago	Change
Revenue	$50M	$52M	-2.4%
Gross Profit	$36M	$40M	-8.2%
Operating Income	$14M	$16M	-16.9%
Net Income	$11M	$13M	-17.1%

Products And Services, Debt Card Income

$2M38%

Products And Services, Fiduciary Services Income

$2M25%

Products And Services, Deposit Accounts Service Charges

$1M21%

Products And Services, Brokerage and Insurance Commissions

$622,00010%

Products And Services, Other Income

$423,0007%