Q1 2025 Earnings

Revenue

$88M+25.3% YoY

Gross Profit

$49M55.7% margin

Operating Income

$6M7.0% margin

Net Income

$7M8.3% margin

EPS (Diluted)

$0.43

QoQ Revenue Growth

+18.3%

Operating Cash Flow

$1M

Free Cash Flow

-$727,000

Stock-Based Comp.

$827,000

Total Assets

$7.0B

Total Liabilities

$6.3B

Stockholders' Equity

$640M

Cash & Equivalents

$219M

Metric	Current	Year Ago	Change
Revenue	$88M	$70M	+25.3%
Gross Profit	$49M	$42M	+15.3%
Operating Income	$6M	$16M	-62.2%
Net Income	$7M	$13M	-44.8%

Products And Services, Debt Card Income

$3M34%

Products And Services, Deposit Accounts Service Charges

$2M24%

Products And Services, Fiduciary Services Income

$2M19%

Products And Services, Brokerage and Insurance Commissions

$2M18%

Products And Services, Other Income

$433,0005%