BANCBanc of California, Inc.

$3B

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$81M-8.9% YoY

Gross Profit

$68M83.9% margin

Operating Income

$29M35.5% margin

Net Income

$22M27.0% margin

EPS (Diluted)

$0.35

QoQ Revenue Growth

+9.4%

Cash Flow

Operating Cash Flow

$36M

Free Cash Flow

$36M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$7.9B

Total Liabilities

$7.0B

Stockholders' Equity

$897M

Cash & Equivalents

$221M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$81M	$88M	-8.9%
Gross Profit	$68M	$65M	+4.5%
Operating Income	$29M	$17M	+67.4%
Net Income	$22M	$14M	+52.1%

Revenue Segments

Products And Services, Deposit Service Fees

$657,00060%

Products And Services, Debit Card Fees

$384,00035%

Products And Services, Other

$63,0006%

BANC Q4 2020 Earnings — Banc of California, Inc. Revenue & Financial Results | Market Cap Arena