BANCBanc of California, Inc.

$3B

Q3 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$74M-23.2% YoY

Gross Profit

$59M79.8% margin

Operating Income

$18M24.8% margin

Net Income

$16M21.6% margin

EPS (Diluted)

$0.24

QoQ Revenue Growth

-5.9%

Cash Flow

Operating Cash Flow

$41M

Free Cash Flow

$40M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$7.7B

Total Liabilities

$6.9B

Stockholders' Equity

$874M

Cash & Equivalents

$292M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$74M	$96M	-23.2%
Gross Profit	$59M	$24M	+148.9%
Operating Income	$18M	-$20M	+192.5%
Net Income	$16M	-$14M	+212.6%

Revenue Segments

Products And Services, Deposit Service Fees

$648,00060%

Products And Services, Debit Card Fees

$384,00036%

Products And Services, Other

$49,0005%

BANC Q3 2020 Earnings — Banc of California, Inc. Revenue & Financial Results | Market Cap Arena