AMAL Q4 2021 Earnings — Amalgamated Financial Corp. Revenue & Financial Results | Market Cap Arena

AMALAmalgamated Financial Corp.

$1B

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$55M-0.5% YoY

Gross Profit

$50M90.3% margin

Operating Income

$21M37.6% margin

Net Income

$16M28.8% margin

EPS (Diluted)

$0.50

QoQ Revenue Growth

+6.5%

Cash Flow

Operating Cash Flow

$17M

Free Cash Flow

$17M

Stock-Based Comp.

$419,000

Balance Sheet

Total Assets

$7.1B

Total Liabilities

$6.5B

Stockholders' Equity

$564M

Cash & Equivalents

$330M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$55M	$56M	-0.5%
Gross Profit	$50M	$49M	+1.5%
Operating Income	$21M	$18M	+13.1%
Net Income	$16M	$14M	+15.5%